Summer GetAway: Surigao Del Sur

photo credits to the owner (https://www.pinterest.com/melissajaigobin/quotes/) 
I've been wanting to travel and visit Surigao since last year. I have posted somewhere here on my blog that I should travel there before my 25th birthday. Why Surigao? I have a cousin from Butuan who went to Enchanted River and I couldn't help but admire its beauty. The travel was supposed to be by June with my cousin however she's pregnant and not permitted to travel. I was really happy when I found out that CDO Travel & Tours have a summer promo which is really cheap. I have told my friends at work after I found out about the promo and they also love the idea.

blogger update

I know it's been an awfully long time I've posted something on my blog. I haven't got time to write a worthy post. I've been trying to juggle my time with work, love-life & some personal stuffs. I'm so happy and excited that the love of my life is finally home!!! I truly missed him so much that I wanted to see him every single day. I wanted to make sure that we spend quality time together before he goes back to work again. I love it when he's around. I just can't describe the overwhelming happiness when I'm with him. I'm soooo cheesy LOL! Anyway, since it's summer here in my country, I have arranged a summer getaway with my boyfie. I will be out of town again! Last April, I went to Camiguin Island with my family during the Easter week holiday, maybe I'll post something about it. I will update my blog soon with my summer getaway adventures. I'll be right back so stay tuned!

Paulo Coelho: The Alchemist



The book started about a dream of a boy named Santiago. He is contented with his life as an Andalusian shepherd in Spain until one day he has a recurring dream about finding a hidden treasure in the Pyramids. His curiosity urges him to seek someone to interpret this dream. He found a Gypsy who told him that dreams are prophecies that he must act and follow it. However, Santiago is happy being a shepherd and seeking treasure is not his cup of tea. Santiago meets a man named Melchizedek the King of Salem, who talks to him about Personal Legends and omen. Santiago was surprised that the King is able to read what’s on his mind. He told Santiago to pursue his Personal Legend and gives him two stones, Urim and Thummim which can interpret omens. Overwhelmed, Santiago decided to sell his flock and purchase a ticket to Tangier in Northern Africa.

He arrives in Africa but the odds are not on his favor when a thief steals all his money. He was devastated but with the help of stones that can interpret omens he decided to move on and look for ways to earn money so that he can return home. Santiago finds a work in a crystal shop. The shop owned by the merchant ventures a huge financial success. Santiago earns plenty of money to buy a flock of sheep and return home. The crystal merchant’s desire is to go to Mecca however decided not to pursue it. Santiago realizes that he can always go back to being a shepherd but he will not always be able to visit the Pyramids. He decided to move forward to fulfill his Personal Legend.

Santiago joins a caravan traveling to Egypt and meets an Englishman who wants to learn the secret of alchemy from a famous alchemist. He befriended the Englishman and learns about alchemy through his books. While traveling, Santiago learns the Soul of the World. They arrived in an oasis where he meets an Arab girl named Fatima and falls in love with her. The caravan leader told the travelers that the tribal war prevents them from continuing their journey. Santiago wanders through the oasis; he instantly recognized an omen and saw a vision of armies entering the oasis. He hurriedly told the tribal chieftain about his vision and they prepared for the invasion. Afterwards, Santiago confronted by the Alchemist and offers him to cross the desert going to the Pyramid with his aid.

Building an Emergency Fund




I’ve started investing already and one thing that I forgot is to save my own emergency fund. I know it should be first on my lists! I’ve heard how essential it is to have one. Emergency fund should be a very liquid amount where you can pull out anytime in case of emergencies (of course from the word itself). It is an unexpected event that may require immediate consideration. Examples for emergency situations are: Medical Emergency, Job loss and Property loss.

The Buffer fund (that’s what I call it) should amount to 3-6 months worth of your total monthly expenses. Why expenses? Your Income and Savings may stop but sadly not the expenses. Let’s say if you get sick, you need to go to the hospital, your income will stop and we all know that no work - no pay, right?  Also, in case you lost your job and you may have to maintain your current lifestyle. What if, at that point in time you’re still paying a debt? That’s a huge financial loss! This fund should be separated to your savings account.

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